We are committed to offering our clients both choice and value. All of our benefit plans provide a wide range of coverage options including Statewide networks of thousands of doctors and other health care professionals. Some of our plans are better than others if you plan extended stays outside the state of Washington. We also have group plans when you have employee’s residing in other states. Our plans give you the flexibility to use the doctors or health care facilities of your choice. You enjoy the freedom to see specialists without referrals. In short, your health care is up to you.

Most of our plans allow you to save money by using the preferred providers. The preferred providers have agreed to bill the insurance company direct allowing you to enjoy your plan’s highest benefit level, lower out-of-pocket cost and less paperwork. Of course, you do have the freedom to use a non-preferred provider for covered services at a reduced benefit level in most cases if you prefer.

Tax Deductible HSA Accounts
With the HSA benefit plan you enjoy coverage for a wide range of medical services, low coinsurance, and the opportunity to invest in a Health Savings Account (HSA).
This plan is qualified to work in combination with a tax-deductible Health Savings Account. You can establish a Health Savings Account to pay your HSA plans out-of-pocket expenses, such as deductible and coinsurance and save money by reducing you tax liability. Your tax deductible contribution can be invested in Mutual funds based on your balance or traditional fixed rates. At the end of the year all balance’s are rolled into the next year account value. Your contribution is tax-deductible, tax-free growth and tax-free use based on your allowed policy benefits.

Group Coverage For small and Large Companies
Whether you group is small (2 employee’s up to 50) or large (51 employee’ or more) we have the solutions for you. Your plans can be customized by network of doctors, deductible’s, office co-pay, prescription coverage and dental and vision coverage. If you are, or become a company with employees in different states we will grow with you, meeting you needs and company growth.